Why Choose Western Pacific Insurance in Nevada

By April 2, 2026Insurance
Nevada independent insurance agency based in Henderson serving Las Vegas and statewide

Western Pacific Insurance is based in Henderson, Nevada, and this is where our story began. If you are a Nevada resident looking for an insurance agency that understands the local market and brings real-world claims experience to the table, here is what you should know about who we are and how we work.

We Started on the Other Side of the Claims Process

Before co-owning Western Pacific Insurance, Jim Edington owned and operated a collision repair center called Fix Auto and a repair garage called Rebel Automotive right here in Las Vegas. Starting in 2004, he spent years watching insurance carriers handle claims on damaged vehicles. He saw how different companies approached the same type of repair – some were straightforward and fair, others created delays and fought over minor costs.

Nevada drivers know how tough our roads can be. Between summer heat that degrades tires and brakes, tourist traffic on the Strip and I-15, and construction zones across the valley, auto claims are a reality of life here. Jim watched those claims get processed from inside his shop, and that experience directly informs how we evaluate carriers for our clients today.

From Las Vegas Roots to an Independent Agency

Jim also visited captive insurance agencies around Las Vegas as a collision repair shop owner, building referral relationships with Farmers agents and others. He noticed that captive agents were limited when their one carrier did not fit a customer’s situation. The customer had to go find someone else.

That limitation was one of the reasons Western Pacific Insurance was built as an independent agency. We work with carriers like Safeco, Travelers, Progressive, Mercury, Openly, Stillwater, and many others. If one carrier is not the right fit for your home in Summerlin, your rental property in North Las Vegas, or your business in downtown Henderson, we have other options.

The Nevada Division of Insurance is an excellent resource for Nevada consumers who want to understand their rights and protections under state law.

A Henderson Family Business Since 2003

Western Pacific Insurance was founded in 2003 by Jim’s father to serve the lending industry’s homeowners insurance needs. The agency grew to over ten thousand active clients. Jim and his brother Tom took over in 2018. Tom came from the CPA and banking world, bringing financial discipline and operational structure. Jim brought his collision repair perspective and business ownership experience.

Our office is in Henderson, and we have a full team of skilled, licensed agents and dedicated customer service representatives. We are a bilingual agency serving both English and Spanish-speaking clients throughout Nevada – from Las Vegas and Henderson to Reno, Sparks, Carson City, and everywhere in between.

Get a Quote for Nevada Coverage

We write personal lines, commercial lines, and life insurance for Nevada residents. If you want a local, independent agency that shops multiple carriers and takes the time to explain your coverage, get a quote for Nevada insurance or learn more about our Nevada coverage.