How to Get the Best Insurance Policy

You may have wondered how getting an insurance policy works, especially if this is your first time looking for one. The process looks a little different if you get a policy with the help of an insurance brokerage. In this post, we will explain what happens when you contact Western Pacific Insurance, an insurance brokerage, looking for an insurance policy. Knowing what to expect can help you feel more prepared and less anxious about finding a great insurance policy that fits your needs.

Personal Policies (Home, Auto, Life)

We interviewed one of our insurance agents, Kassandra, who explained step-by-step what you can expect when looking into personal insurance policies, such as home and auto policies.

1. You contact us by phone, email, or by coming into our office for an insurance quote.
2. We will collect some basic information from you, including your name, date of birth, and address. If you are looking for a home insurance policy, we will gather some details about your home to get a more accurate quote. If you are looking for an auto insurance policy, we will collect information including your vehicle’s make, model, and VIN.
3. We will discuss how much coverage and what kind of coverage you are looking for in an insurance policy. We can explain certain coverages and give you recommendations if you are unsure of what you need.
4. Our licensed insurance agents now start the quoting process. At this point, you can sit back and let us do the work. We regularly work with over a dozen insurance carriers and have access to many more if needed. This allows us to get you competitive insurance rates and not be tied down to only one option.
5. We will send you your insurance quote. You can look it over and we can answer any questions you have about it or make changes to it. If you want a complete breakdown of the quote given to you over the phone, our insurance agents are more than happy to provide you with that.
6. You now decide if you would like to move forward with your quote.
7. If you choose to move forward with your policy, we will follow-up with you to get everything started, such as contacting your mortgage company to get your home insurance payments set up. We want to make the process as easy for you as possible, so let us do the hard work!
8. If you have questions about your policy or need to make changes, we will be accessible to you. You can call us Monday-Friday from 8am to 4:30pm or leave a message if it is not during business hours. We will get back to you ASAP.

Commercial and Business Policies

We chatted with our sales and marketing manager, Sabrina, who explained the process of working with Western Pacific Insurance when you are looking for a commercial/business policy.

1. You contact us about a business/commercial insurance quote. These policies can be a bit more complicated, so it’s okay if you don’t know exactly what you need.
2. We will gather some more information from you about your business and what kind of protection your business needs. Sabrina usually handles these policies, and she will talk to you about what coverage you may need, why you need it, and more.
3. We reach out to our insurance carriers and find something that best fits you and your business. We always shop with multiple companies to get you the best rate.
4. A qualified team member at Western Pacific Insurance will always call you about business/commercial policies. This process may involve several back-and-forth communications as we ensure everything you need for your business is covered. We understand that commercial policies carry a higher risk and will give you the one-on-one attention you need.
5. You now decide if you would like to move forward with your quote.
6. If you choose to move forward with your policy, we will help you get everything squared away. Again, let our team do most of the work for you!
7. If you have questions about your policy or need to make changes, we will be accessible to you. You can call us Monday-Friday from 8am to 4:30pm or leave a message if it is not during business hours. We will get back to you ASAP.

Let Us Assist You

Do you have more questions? Give us a call at 702-932-3105 or send us an email @wpinsure.com. We would love to assist you in finding the best insurance policy!